top of page
About
Hello! I am Xu Lu, a financial economist working on banking and asset pricing questions. Check out my new paper on how inattention drives the demand, supply, and pricing of bank deposits!
I serve as an assistant professor of finance and business economics at the Foster School of Business. I received a Ph.D. in Finance at Stanford GSB in 2023, and bachelor's degrees in economics, finance, and mathematics from Tsinghua University in 2017.
Curriculum vitae (updated: Oct 2025).​​
Work
Working Papers ​
Banking on Inattention, with Lingxuan Wu.
Updated: Oct 2025
​
Tracing the Impact of Payment Convenience on Deposits: Evidence from Depositor Activeness, with Yang Song, and Yao Zeng.
Updated: Sep 2025
The Dynamics of Deposit Flightiness and its Impact on Financial Stability, with Kristian Blickle, Jane Li, and Yiming Ma.
Updated: Aug 2025
Monetary Transmission and Portfolio Rebalancing: A Cross-Sectional Approach, with Lingxuan Wu.
Revise and Resubmit, Journal of Financial Economics
Updated: May 2025
The Political Economy of China's Housing Boom, with Adam Zhang.
Updated: Mar 2023
Accepted Papers
Remeasuring Scale in Active Management, with Shiyang Huang, Yang Song, and Hong Xiang.
Conditionally Accepted, Review of Financial Studies
Updated: May 2025​
Teaching
Teach
Finance 423: Banking and the Financial System, Winter 2024
bottom of page